Terms of Service

    1. Acceptance of Terms

    By accessing and using the services provided by HVL Stores S.L.U. ("Finium Legal", "we", "us", or "our"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, you must not use our services.

    2. Service Description

    Finium Legal provides reputation management and legal services, including but not limited to:

    • AI-powered hate speech detection and monitoring
    • Legal evidence package preparation
    • Reputation risk assessment and management
    • Connection with specialized legal professionals
    • Strategic legal consultation services

    All services are provided in accordance with applicable laws, including but not limited to Spanish law, German Criminal Code (where applicable), and relevant EU regulations.

    3. Eligibility and Account Registration

    To use our services, you must:

    • Be at least 18 years of age or the age of legal majority in your jurisdiction
    • Have the legal capacity to enter into binding contracts
    • Provide accurate, current, and complete information during registration
    • Maintain the security of your account credentials
    • Notify us immediately of any unauthorized use of your account

    4. User Obligations

    You agree to:

    • Use our services only for lawful purposes
    • Provide truthful and accurate information
    • Not misuse or attempt to circumvent our systems
    • Not use our services to harass, defame, or harm others
    • Comply with all applicable local, national, and international laws
    • Not interfere with or disrupt the integrity or performance of our services

    5. Fees and Payment

    Our services are provided on a subscription or fee-for-service basis. By subscribing or purchasing services, you agree to:

    • Pay all fees associated with your selected service tier
    • Provide valid payment information
    • Authorize recurring charges for subscription services
    • Pay all applicable taxes

    All fees are non-refundable unless expressly stated otherwise or required by law. We reserve the right to modify our pricing with 30 days' notice.

    6. Intellectual Property Rights

    All content, features, and functionality of our services, including but not limited to text, graphics, logos, software, and data compilations, are owned by HVL Stores S.L.U. and protected by international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

    7. Data Processing and Privacy

    Your use of our services is subject to our Privacy Policy, which is incorporated into these Terms by reference. We process personal data in accordance with GDPR and applicable data protection laws. By using our services, you consent to such processing and warrant that all data provided is accurate.

    8. Legal Services Disclaimer

    Important Legal Notice:

    While Finium Legal provides legal support services and facilitates connections with qualified legal professionals, we do not provide direct legal advice unless explicitly stated and provided by licensed attorneys. Our AI-powered detection and analysis tools are provided as informational services only.

    You should consult with qualified legal counsel before taking any legal action. The information provided by our services does not constitute legal advice and should not be relied upon as such.

    9. Limitation of Liability

    To the maximum extent permitted by law, HVL Stores S.L.U. shall not be liable for:

    • Any indirect, incidental, special, consequential, or punitive damages
    • Loss of profits, revenue, data, or business opportunities
    • Service interruptions or technical failures
    • Actions taken based on information provided through our services
    • Third-party content or services accessed through our platform

    Our total liability to you for any claims arising from or related to these Terms or our services shall not exceed the amount you paid us in the twelve (12) months preceding the claim.

    10. Indemnification

    You agree to indemnify, defend, and hold harmless HVL Stores S.L.U., its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of our services, violation of these Terms, or infringement of any rights of third parties.

    11. Termination

    We reserve the right to suspend or terminate your access to our services at any time, with or without cause, with or without notice, for any reason including:

    • Breach of these Terms
    • Fraudulent or illegal activity
    • Non-payment of fees
    • Requests by law enforcement or government agencies

    You may terminate your account at any time by contacting us. Upon termination, your right to use our services will immediately cease.

    12. Modifications to Terms

    We reserve the right to modify these Terms at any time. We will notify you of material changes via email or through our platform. Your continued use of our services after such modifications constitutes your acceptance of the updated Terms.

    13. Dispute Resolution

    These Terms shall be governed by and construed in accordance with the laws of Spain, without regard to its conflict of law provisions.

    Any disputes arising from or relating to these Terms or our services shall be resolved through good faith negotiations. If negotiations fail, disputes shall be subject to the exclusive jurisdiction of the courts of Palma de Mallorca, Spain.

    EU consumers retain their right to bring proceedings in their country of residence in accordance with EU consumer protection regulations.

    14. Severability

    If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

    15. Contact Information

    For questions or concerns about these Terms of Service, please contact us at:

    HVL Stores S.L.U.
    CALLE GREMI DE SABATERS, 21
    07009 Palma de Mallorca
    Spain

    Email: [email protected]

    Last updated: February 3, 2026